Register Now! American Express Small Business Saturday

Registration for American Express Small Business Saturday is live!

Register all your eligible American Express cards at this link as soon as you can.

As I detailed in a previous post, this year’s Small Business Saturday, which occurs on November 29th, will be different from previous years.

Each eligible American Express card will be allowed a $10 credit up to 3 times.

To earn the $10 credit, one must make a minimum $10 purchase at a shop/store/restaurant participating in Small Business Saturday. See the map here for establishments in your area.

I’ll probably be doing all our transactions at a local liquor store that was kind enough to work with us to swipe all our cards last year.

So don’t delay in registering because you never know when registration will be filled and then Amex will pull the offer!

Chase Freedom 4th Quarter 2014 Bonus Categories are Live!

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It’s October 1st, the first day of Q4! Let’s get started earning those 7,500 Ultimate Rewards points.

Don’t forget to activate your Chase Freedom cards to earn 5 points per dollar spent at the following bonus categories:

  • Select department stores
    • JCPenney
    • Kohl’s
    • Macy’s
    • Nordstrom
    • Sears

This bonus will run from October 1 – December 31, 2014.

If you want some ways to leverage this quarter’s bonus, please see my previous post.

So add your Chase Freedom card(s) to your Amazon account(s) and start spending for the holiday season. Get your money’s worth on that Prime membership!

Small Business Saturday 2014

Shop Small

One of my favorite days of the year for free money is returning this year to kick off the holiday season.

Small Business Saturday (Shop Small) will happen on November 29, 2014.

Last year’s event was a bit of a downer due to the reduced statement credit of only $10 per card. However, this year Amex has stepped it up by offering three $10 statement credits per eligible American Express card! That is effectively $30 in statement credits per card!


Registration is limited (though I don’t recall ever being shut out of registering) and will go live on November 16 at 12AM MST.

Make sure you register every single Amex card you have.

As usual, corporate and prepaid cards are not eligible, but Serve and Bluebird cards are this year!

Eligible Small Businesses & Strategy

You can always check out the map of eligible small businesses to plan your day with the utmost efficiency.

Last year, I found a great local liquor store who had no problems ringing up our 16+ cards separately. Sadly, this year we only have 8 Amex cards, but I’ll still hatch a plan that will earn us $240 in statement credits.

Again, you will only receive the $10 statement credit if you make a purchase of at least $10 at an eligible small business. Do this 3 times per card. Don’t just charge a single $30 transaction.


Here is a link to the full Terms & Conditions.

One thing that I noticed in the terms & conditions that is different from last year is:

Purchases at gas or service stations do not qualify for the statement credit, regardless of whether they appear on the Shop Small Map.

Looks like I won’t be stopping by the gas pump to have Amex reimburse me for driving around on Small Biz Saturday.

Chase Freedom 3rd Quarter Bonus Categories – Sign Up!

You can now activate your Chase Freedom credit cards to earn 5 Ultimate Rewards points per dollar spent in these 2 bonus categories:

  • Gas stations
  • Kohl’s

2014 chase freedom calendar

The 3rd quarter bonus categories will run from July 1 – September 30, 2014.

Ways to Leverage This Bonus

Find a gas station that has a gift card rack. They are out there and you can easily knock out the $1,500 of spend with a few Visa gift cards.

A more creative way to leverage this quarter’s bonus is buying items from Kohl’s that you can sell either on eBay or Amazon.

I’ve had great success in the past with KitchenAid mixers. It’s not the easiest method, but it’s more interesting with chance at good profit.

Using Other Credit Cards with ShopDiscover Portal

After reading that Visa gift cards were being sold on, I decided to break out my Chase Ink Plus and earn a few easy bonus points.

This post isn’t about buying gift cards from office supply stores with your Chase Ink cards for the 5x points; that should already be part of your points-earning strategy. This post is about the ability to leverage the ShopDiscover shopping portal without paying with your Discover card.

ShopDiscover currently boasts the best cashback/points offer on purchases made on – 5% cashback. Even the popular Chase Ultimate Rewards only offers 2 points per dollar spent.

It’s an unwritten rule that (most of the time) you’ll get credit for the portal purchase even if it’s paid with a different credit card. I decided I wanted to find out for myself so I clicked through to Staples from the ShopDiscover portal, put $500 worth of Visa gift cards in my cart, and checked out with my Chase Ink Plus (instead of my Discover IT card).

I just received an email confirming the cashback earned from that purchase.

ShopDiscover discover

What’s even better is that I earned cashback on the total purchase price, including gift card fees.

The final tally from that order of gift cards was:

  • Total price: $534.75 ($500 worth of gift cards + $34.75 in fees)
  • 5x Ultimate Rewards points: 2,674
  • 5% Discover cashback: $26.74
  • Total “cost”: $8.01 for 2,674 UR points + $500 in Visa gift cards – a cool $0.003 per point!

So there you have it, another viable option when it comes to shopping and earning points online. I’ll add it to my regular rotation which includes Chase Ultimate Rewards, Barclay’s Rewards Boost, and a plethora of cashback portals (Big Crumbs, Ebates, & Mr. Rebates).

I know this isn’t breaking news, but I’m glad I could confirm it myself for my readers.