2011 was an amazing year for me. I rediscovered the sign-up bonus game with my fiancee and together we earned over 800,000 miles/points on bonuses alone. We also finalized plans for our wedding in Hawaii that is about 45 days away. But the most amazing part of 2011 came on November 29 when Joann and I closed on our first home! That’s right, as some may know and others may not, we are now part of the fraternity of “good debt” and are proud owners of a shiny new 30 year mortgage house! I know there is a lot of talk about messing with your credit before you are applying for something big like a car loan or mortgage so I want to share our story so people have yet another data point in this crazy game.
Let me start out by listing all the details.