How many credit cards do you have?

That’s a question I get a lot from people after they hear what I do, which is accumulate airline miles and hotel points. Here’s the visual answer as of right now.

That's 10 mile/point earning cards...

When the annual fees come around, most of these cards probably won’t last, but I’m not worried about my credit score because I have taken the steps to protect it. I’m still at 780+ and I will stay that high even after next year’s card cuts.

Rough list of credit cards that will see the shredder before their year anniversary:

  • Citi AAdvantage Visa
  • Citi AAdvantage American Express
  • Chase British Airways Visa (mine)
  • Chase British Airways Visa (Joann’s)
  • Chase United MileagePlus Visa

The best cards for me end up being the 3 AmEx cards (Platinum, PR Gold, & SPG) and the Chase Sapphire Preferred. With those 4, I have every bonus point covered and can cover myself with extra amenities while traveling. The Chase OnePass Plus credit card will automatically turn into the Chase MileagePlus Explorer card in 2012 so I will keep that around for another year to evaluate if it is indeed worth the $85 annual fee.


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