Citi ThankYou Premier – 60,000 ThankYou Points

UPDATE 1:50 PM EST: Another link is still up!

UPDATE 1:25 PM EST: Original link DEAD!

Thank to US Credit Card Guide, the best offer we’ve ever seen for the Citi ThankYou Premier credit card has been discovered! Using this link, you can earn the following bonus:

Earn 60,000 bonusThankYou® Points after you spend $3,500 in purchases within 3 months of account opening.

I just applied both Joann & myself for this card because you can easily transfer points from one account to any other one (with some caveats that I’ll go over in another post). Joann got instantly approved, but my decision went pending.

PRO TIP: If your decision goes pending, don’t close out that browser window. Wait a few seconds & a live chat popup window should appear on screen. Start the live chat & an agent can help you right then & there. No need to have the hassle of calling the reconsideration line! The agent was able to shift some credit from an existing Citi credit card in order to open this one. Approved!

  • Annual fee: $0 first year, $95 thereafter
    • Citi is notoriously generous with retention offers when calling to “cancel” after the annual fee is posted
  • No foreign transaction fees
  • EMV Chip Technology

Citi ThankYou Premier Bonus Categories

3 ThankYou Points per $1 spent on Travel. Travel includes:
  • Gas Stations
  • Public Transportation
  • Taxis and Tolls
  • Parking Garages
  • Airfare and Hotels
  • Cruises
  • Car Rental Agencies
  • And much more!

2 ThankYou Points per $1 spent on Dining Out and Entertainment

ThankYou Transfer Partners

ThankYou Points transfer to 11 different airline partners and Hilton HHonors (at 1:1.5).

  • Asia Miles
  • EVA Air
  • Etihad Guest
  • Flying Blue
  • Garuda Indonesia
  • Malaysia
  • Qantas
  • Qatar
  • Singapore Airlines
  • Thai Airways
  • Virgin Atlantic
  • Hilton HHonors (1:1.5)

Wrap Up

I haven’t written about City TY points much because I haven’t earned them before, but it’s always good to diversify the portfolio. Stay tuned for a lot more info regarding this program making a splash in the flexible points game.

Citi ThankYou Premier

My Biggest Mile Manufacturer – TD Go

During a time where Joann & I have more miles & points than we do vacation days, I’m looking for easier ways to manufacture these points instead of ways to just amass a stockpile of them. Notice my emphasis is on easy. 

I’m not a fan of driving to Walmart to load my American Express Bluebird 2-3 times a month.

I don’t enjoy driving to multiple CVS stores to find $500 gift cards (and then driving to Walmart to load them to Bluebird).

Buying $200 gift cards from Staple with my Chase Ink is pretty easy, but then I’m stuck with several small denomination gift cards to liquidate.

Enter TD Go.

This is a prepaid product that is intended for parents to issue their “teens” debit cards with certain limits.

The main advantages are that this debit card can be funded by a credit card online and TD is very lax on what they consider a “teen.”

The main disadvantage is that this card is ONLY offered in the following states:

CT, DC, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA

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Citi Executive AAdvantage World Elite MasterCard 100,000 Miles Offer

UPDATE: Several FlyerTalkers in this thread are reporting success!

We haven’t seen a 100K mile offer in a while, but Citi has shown up big. Just days after they offered a 75K mile bonus, the latest news is that they’ve upped that offer to 100,000 AAdvantage miles after spending $10,000 in the first 3 months of opening the card along with $200 in statement credits on purchases in the first 12 months.

Apparently this offer is from the Admiral’s Clubs and has a specific agent code tied with it, but using the application link, we’re able to directly access the offer. Just enter your name and click Proceed to Application; leave the codes blank.

I cannot say with full certainty that you’ll get the 100K bonus due to the agent code issue, but 100K miles is worth thinking about and waiting for others to comment with their experiences.

As always, take screenshots of the offer page and every step of the application process along the way! I do this for every credit card application, regardless how big or small. These screenshots may be your only recourse if you have difficulty obtaining the bonus offer.

$450 Annual Fee

The $450 annual fee that comes with this card is pretty steep, especially if you don’t value the Admiral’s Club access that highly. At least with this particular offer, the $200 in statement credits effectively brings the annual fee down to $250. For me, that’s a little bit easier to swallow for 100K AAdvantage miles.

citi aa 100k

Always take screenshots!

Below are the main perks of the Citi Executive AAdvantage World Elite MasterCard:

  • Admirals Club® Membership Privileges (a value of up to $500)
  • Earn up to 10,000 Elite Qualifying Miles per calendar year
  • No Foreign Purchase Fees
  • Enhanced Airport Experience with dedicated check-in and priority screening and boarding
  • First Checked Bag Free

Hat tip to The Points Guy.

My Latest Credit Card Haul

Last month was my next scheduled round of credit card applications. I’m not as aggressive as others in this space. They seem to apply for a few credit cards every 90+ days. I’m a little “conservative” in comparison because I apply us (Joann & me) for credit cards every 6 months.

This time, I applied for 6 credit cards. That number is sometimes a little lower. It just depends on how many cards I currently have with the issuing bank and how old they are. I play it by ear.

june 2013 credit cards

Here are the cards from my latest round:

  • American Express Business Gold
  • American Express Platinum Delta SkyMiles Business
  • CitiBusiness AAdvantage World MasterCard
  • Citi AAdvantage Select Visa
  • Chase Hyatt
  • Chase Ink Bold

amex-gold

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Credit Update: August 15, 2012

How long has it been?

It’s been pretty quiet on the credit card front for both Joann and me. The last time I applied for cards was back in April. For Joann, March…

What’s the latest for Joann?

Joann applied for the 2 Southwest Airlines credit cards about three weeks ago and was approved with a monster limit on the personal card. We already met the easy spend goal of $1,000 each and are anxiously waiting for our first statement to post so we can see where we stand for getting her the Companion Pass. This will be easy to hit before year end because of Amazon Payments (AP). She’ll use the business card for her AP account and I’ll use the personal for my AP account since I’m an authorized user on that card.

She also applied for the American Express Starwood Preferred Guest credit card last week and wasn’t instantly approved. A few days later, we checked the status of her application on this web page and found out that she was approved! We still don’t have the card yet but $5,000 spend in six months won’t be difficult at all with good old Amazon Payments once again. This 30,000 Starpoints offer is only for a limited time and will expire on September 4, 2012.

American Express also sent Joann an official FICO score that they pulled from Experian. I like that about their application process. They always include a credit score; it’s nice to know every once in a while. Even with all the credit cards we apply for, she still has a credit score of 718.

Good score! Keep on churnin’!

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